I have answered this kind of question many times.My way of doing things is to write out a monthly menu, this way you will know what's for dinner, by just checking the menu.The menu does not have to be cast in stone, you can make changes on a daily basis, but by having a daily menu, you can see before you leave the house, we are having pasta tonight, or steak, or shepherd's pie, or Chinese Take-out, or Pizza, or American Chop Suey. This will mean that you can stop at the grocery store and shop for 5 or 10 minutes, buy exactly what you need for that meal and proceed home to cook it.A majority of people buy a weeks groceries at one time, you see them at the checkout with baskets overflowing, and handing out $200 plus.I could almost guarantee that some of the food will go bad before it gets consumed. Shopping daily, does not take that much time, and it allows you to make better choices.Check the flyers, and when you see a bargain, that will not spoil, do not be afraid of over buying those items.A store in our area sells a brand of soup and chowders, normal price is $1. 89 a can. I usually will use 2 cans of Clam chowder for an appetizer for our dinner meal.Recently they had this variety on sale 10 for $10.00, I bought a variety of 40 cans, and saved $35. 60. I do the same thing for buying soda, when it is cheap, I buy a lot.T V dinners are usually $3.50 per item, on sale they will sometimes drop to $2.00 you buy 10 and save $15.00.And sometimes the ad will say 10 for $10 must buy 10, limit 10. So I just leave the store and come back in and by 10 more, till I have the amount that I feel good with.Also if buying in bulk does not work out for you, find a friend or neighbor, who will shop those bargains with you and you can split the bill and still save.And never forget the College students staple for food Ramen Noodles, are not too expensive. I know a lot of people complain that they are loaded with sodium (salt) Well years ago salt was considered bad for people because doctors thought it raised your blood pressure, now they are saying the opposite.Years ago we were told that butter was bad for us.Look at youtube, and search for Butter makes your pants fall off. by Butter Bob, who lost over 145 pounds by changing how he ate each day.1. How do you make money from the stock market?When a company goes public, they are listed on the stock market like Twitter recently did. Right now for example its around $40 a share, if you buy 10 shares and lets say it goes up $2, you profit, and vise versa. There's more to it, but I wo not explain all of it, you should go research about it, one f the best ways to make money IMO.2. Where do I start investing small amount of money on monthly basis?If you wanna start investing small amount of money on monthly basis, a small business is the best choice for you. Low risks and low costs guarantee your success. I happened to know a good business idea when I read the news lately , I think it's really worthy for you to get to know it . A genius and the global exclusive home decoration product ,with it people can finish a gorgeous full-wall painting with 2 hours even without any painting skills. Also the kids can DIY alone. So pretty and easy ,definitely the new trend of home decoration. The global pioneer product is named "varied decor mural". Now they are looking for distributors and exclusive agents all over the world . the initial investment is very little , no franchise fee, no agency fee , only 2000$ first purchase you can be their distributor to start your own business . But before you make up your mind , you would better apply a free sample for test and experience it by yourself . I think it's really a good idea and you can make more comparisons3. Annual Pool Maintenance Costs (and How To Save Some Money On It)A pool is something great to have for any family home or for anyone who plans to retire in style - as long as they have the means to maintain it. Your family and guests will enjoy the pool as it's great for get-togethers and leisurely afternoons, but the annual costs of maintaining it is definitely something to consider. As someone who's lived in Vermont all their life and just retired to Florida, you can imagine just how uninformed I was about the costs for the upkeep of a pool. I have learned that throughout the time of having a pool that the costs are more or less dependent on how much time you are willing to spend on upkeep, if you are willing to pay someone to do it for you, and whether or not you would want to have it screened. These are the key factors in determining how much money you will be spending annually. And this is just the cost for your first year. Your equipment can last for years if taken care of properly. For pool chemicals, you might need to restock after every four months or more. Most importantly, your cost will depend on what your pool needs. You might not need a certain pool chemical or tool, so your expenses will decrease. Similar to hiring a service, you also need to add around $100 to $500 for repairs. Here is the cost of different pool chemicals, equipment, or parts that you may need to maintain your pool: If you do have your pool screened and would like to save some money from hiring a professional, then I personally do not think that self-maintenance would be too much of a burden on your time or wallet. The screen enclosure will do a lot of the work for you as you wo not need to worry about critters contaminating or causing problems with your pool's overall function. Investing in a screen enclosure for your pool is also a great idea, not only because of the abundant wildlife in Florida but also because there are plenty of thunderstorms and hurricanes that come and go. These are going to dirty and contaminate your pool, making self-maintenance harder on yourself without the screen. Similar to the hiring and self-maintenance, there are also future problems that can arise due to filter problems that will cost you more money in repairs. I've had my pool for a few years now and fluctuated between hiring a professional and self-maintaining but opted for the latter and got a screen enclosure. If this sounds like something you would also want to opt for, then I strongly advise you to go for this option. After trial and error, our pool has become an extremely nice asset to our home. I would suggest going for self-maintenance along with getting a screen enclosure. The benefits outweigh the cons and we ended up saving the money we would spend on services that we can easily do ourselves. With all these things considered, there's one more thing I would like to point out which could save you money. If you live or plan on living in Florida, then be mindful that there's plenty of beaches in this state. If you do not want to invest time and money into a pool, you can go to the beach. Heck, there's the beautiful sand, sounds of the ocean, and the overall relaxation you can expect upon retiring here as I have. The sunshine state is a popular domain for people who love their water. Consider packing yourself up and bringing a book by the waves each day instead of dumping chlorine in your pool and making the necessary investments for it. The beach is a much less expensive way to enjoy your retirement. The only con there is the obvious factor of not having privacy but if that is not a problem for you, then by all means! Whether you plan on buying a home with a pool, having one installed, going to the beach, or do both here in Florida, the water and sunshine is a greatly desired trait within retirement. I could not imagine myself anywhere else after retiring. I love having my nieces and nephews over for the summer and they love swimming in our pool, as well as the beach. Also, the investment we put into the pool pays off since we can just walk straight out of our door and into the water, but going to the beach is also a convenient route since they are located everywhere around this state. Think about all your options before deciding to live with a pool in your backyard, else you might find yourself in a rut of needlessly spending money and wasting time.